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Certificates of Deposit

CDs are savings vehicles that offer a steady rate of return and FDIC insurance.

How it works: CapStar offers several types of CDs including IRA, IRA Jumbo, Personal and Personal Jumbo as well as convenient terms (3 to 60 months) to meet your investment timeline. Your interest rate is locked in for the term you select. You may choose to have interest compounded and paid at maturity or receive interest payments in the interim.

The lowdown:

  • Simple and secure way to invest
  • PassPort Internet Banking included
  • Penalty for early withdrawal: 3 months interest for term of 12 months or less; 6 months interest for term of greater than 12 months


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